Equipment Financing Application
One page. Same-day approvals. Fast, simple, secure.
Why Truckers & Contractors Choose Us
Semi Truck Financing for New Business
Startups welcome. If you've got the work lined up, we've got programs that don't require years in business.
Used Equipment? No Problem
We finance used trucks and equipment — including older models the big banks won't touch.
Cash Flow-Based Underwriting
We look at your bank deposits and business performance. A lower credit score doesn't automatically disqualify you.
Fast Prequalification
Get prequalified for equipment financing in one business hour. No weeks of waiting.
Flexible Terms
Terms built around your cash flow — seasonal payments, early payoff options, and programs that fit how you actually get paid.
All 50 States & Canada
Wherever the work is, we can fund it. Coast to coast and across the border.
Pick Your Equipment Category
Select your specific equipment category below to open its dedicated 1-page application, or use the general equipment application above.

Semi Truck Financing
Finance new and used semi trucks, day cabs, and sleepers. We work with owner-operators and fleets — startups and established businesses alike.
Open Dedicated Application
Dump Truck Financing
Finance new and used dump trucks for construction, hauling, and site work. We look at your cash flow and business — not just your credit score.
Open Dedicated Application
Reefer Trailer Financing
Keep your reefer trailers rolling. Finance refrigerated trailers and units with terms built for owner-operators and fleets.
Open Dedicated Application
Tow Truck Financing
Finance wreckers, rollbacks, and heavy-duty tow trucks. We understand the towing business and fund based on your operations.
Open Dedicated Application
Construction Equipment Financing
Excavators, loaders, dozers, skid stees — finance the heavy iron that keeps your job sites moving. New and used equipment.
Open Dedicated Application
Flatbed Trailer Financing
Finance flatbed trucks and trailers for open-deck hauling. Terms for owner-operators and small fleets alike.
Open Dedicated Application
Box Truck Financing
Straight trucks, box vans, and delivery trucks — finance the vehicles that power your last-mile and regional routes.
Open Dedicated Application
Waste & Vacuum Truck Financing
Specialized financing for septic trucks, vacuum units, and waste management fleets. We understand the specific value of your service equipment.
Open Dedicated Application
Equipment Financing for Small Business
Finance the trucks and heavy equipment your business runs on. New or used, startup or established — we underwrite based on cash flow and the work you do, not just a credit score.
